Since the economy crashed in spectacular style back in 2008, we’ve all had to tighten our belts and get used to trying to live a bit more frugally. Living on a tighter budget can take a lot of getting used to, especially if you have been used to having luxuries and lots of disposable income. If you have a potentially expensive hobby like horse riding, it is all too easy for an outsider to offer the simple solution of selling the horse and finding a cheaper pass time instead. It’s not that easy though, and it doesn’t have to be a straight option between ditching the horse and getting into debt. Continue reading →